INTRO
Running a business involves managing risk at every level — from protecting physical assets to covering employee liabilities and ensuring business continuity. A single uninsured event can result in financial losses that are difficult to recover from.
Sama Insurance Brokers provides end-to-end corporate insurance advisory for businesses of all sizes — from small enterprises to large corporations — with a risk-first approach that ensures your coverage is genuinely aligned with your exposures.

CORPORATE INSURANCE SOLUTIONS WE ADVISE ON
- Group Health Insurance (GMC) Health coverage for your employees and their families. Helps attract and retain talent while ensuring employee well-being.
- Group Personal Accident (GPA) Provides compensation to employees for accidental death or disability arising from work-related or personal accidents.
- Group Term Life Insurance (GTLI) Life cover for all employees under a single policy. Often part of an employee benefits package.
- Property / Asset Insurance Covers business premises, machinery, equipment, stock, and other assets against fire, flood, theft, and other perils.
- Commercial Vehicle Insurance Insurance for your business fleet — trucks, delivery vehicles, company cars.
- Workmen’s Compensation Insurance Covers your legal liability towards employees for work-related injuries, illnesses, or death under the Workmen’s Compensation Act.
- Directors & Officers (D&O) Liability Insurance Protects company directors and officers against claims of wrongful acts in their managerial capacity.
- Professional Indemnity (PI) Insurance Covers professionals against claims of negligence, errors, or omissions in the course of their professional duties.
- Marine Cargo Insurance Covers goods in transit — by sea, air, road, or rail — against loss or damage.

OUR APPROACH FOR BUSINESSES
- Risk Assessment — We identify your business’s key risk exposures before recommending insurance.
- Program Design — We design a comprehensive insurance program that avoids gaps and overlaps.
- Market Placement — We approach multiple insurers to get competitive terms.
- Policy Review — We review your existing policies to identify underinsurance or unnecessary coverage.
- Renewal Management — Timely renewals with updated coverage based on business growth.
- Claim Support — End-to-end assistance in the event of a claim.

WHO WE SERVE
- Manufacturing units
- Retail and trading businesses
- IT and technology companies
- Healthcare facilities
- Educational institutions
- Logistics and transport companies
- Hospitality and F&B businesses
- Professional services firms (CA, law firms, consultancies)

